Personal Liability Insurance

Personal liability insurance

“Though not mandatory, we strongly suggest that you take out this peace of mind cover“

Liability insurance covers you in the event that you or those living in your household (and that includes your beloved pets) unintentionally cause loss or damage to a third party. You then have the obligation to compensate the incurred loss.

Classic examples: Your dog attacks someone, your child breaks a neighbours window whilst playing, a flowerpot falls from your balcony and damages a car parked below or you accidently knock over a lamp in your hotel room!

The liability insurance is valid worldwide and covers:

  • Personal injury and damage to property
  • Loss of income or assets due to personal injury or damage to third party property
  • Defending unjustified claims

If you are renting your home, then this insurance is highly recommended and will protect your rental deposit against unwarranted claims by landlords. Damage that you have unintentionally caused to a rented home will be covered, whereas wear and tear are not.

Speak to us to arrange the appropriate cover for you and your household.